Call reports 2023
LOCAL BANK — 2023
What LOCAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 309,395,000 | 319,188,000 | 327,794,000 | 338,082,000 |
| Total loans | 185,382,000 | 190,859,000 | 206,157,000 | 216,829,000 |
| Allowance for loan losses | 1,854,000 | 1,909,000 | 1,955,000 | 2,031,000 |
| Securities available for sale | 88,437,000 | 85,768,000 | 84,422,000 | 83,982,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,250,000 | 273,574,000 | 270,207,000 | 292,352,000 |
| Interest-bearing deposits | 203,762,000 | 213,222,000 | 211,016,000 | 232,271,000 |
| Noninterest-bearing deposits | 59,488,000 | 60,352,000 | 59,191,000 | 60,081,000 |
| Equity capital | 44,996,000 | 45,049,000 | 44,528,000 | 45,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,473,000 | 7,083,000 | 11,048,000 | 15,390,000 |
| Interest expense | 1,338,000 | 2,762,000 | 4,381,000 | 6,074,000 |
| Net interest income | 2,135,000 | 4,321,000 | 6,667,000 | 9,316,000 |
| Noninterest income | 1,436,000 | 2,299,000 | 2,662,000 | 2,729,000 |
| Noninterest expense | 2,502,000 | 4,833,000 | 7,099,000 | 9,805,000 |
| Provision for loan losses | 426,000 | 481,000 | 531,000 | 606,000 |
| Pretax income | 643,000 | 1,297,000 | 1,690,000 | 1,625,000 |
| Income tax | 25,000 | 206,000 | 256,000 | 256,000 |
| Net income | 618,000 | 1,091,000 | 1,434,000 | 1,369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,490,000 | 48,720,000 | 48,788,000 | 48,207,000 |
| Total capital | 50,344,000 | 50,629,000 | 50,743,000 | 50,238,000 |
| Risk-weighted assets | 214,565,000 | 223,934,000 | 236,390,000 | 241,427,000 |