Call reports 2022
LOCAL BANK — 2022
What LOCAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 174,258,000 | 264,897,000 | 284,371,000 | 295,126,000 |
| Total loans | 121,620,000 | 134,976,000 | 156,088,000 | 173,914,000 |
| Allowance for loan losses | 1,049,000 | 1,164,000 | 1,324,000 | 1,428,000 |
| Securities available for sale | 25,064,000 | 44,899,000 | 85,150,000 | 88,095,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,998,000 | 226,728,000 | 248,234,000 | 251,452,000 |
| Interest-bearing deposits | 125,842,000 | 175,563,000 | 180,266,000 | 190,260,000 |
| Noninterest-bearing deposits | 34,156,000 | 51,165,000 | 67,968,000 | 61,192,000 |
| Equity capital | 13,776,000 | 37,644,000 | 35,804,000 | 43,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,575,000 | 3,527,000 | 6,376,000 | 9,664,000 |
| Interest expense | 139,000 | 348,000 | 799,000 | 1,743,000 |
| Net interest income | 1,436,000 | 3,179,000 | 5,577,000 | 7,921,000 |
| Noninterest income | 426,000 | 1,227,000 | 1,794,000 | 2,401,000 |
| Noninterest expense | 1,681,000 | 3,521,000 | 5,745,000 | 8,344,000 |
| Provision for loan losses | 21,000 | 135,000 | 295,000 | 415,000 |
| Pretax income | 160,000 | 750,000 | 1,331,000 | 1,563,000 |
| Income tax | 0 | 121,000 | 291,000 | 209,000 |
| Net income | 160,000 | 629,000 | 1,040,000 | 1,354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,816,000 | 40,114,000 | 40,344,000 | 45,894,000 |
| Total capital | 15,865,000 | 41,278,000 | 41,668,000 | 47,322,000 |
| Risk-weighted assets | 128,816,000 | 157,079,000 | 183,674,000 | 205,045,000 |