Call reports 2021
LOCAL BANK — 2021
What LOCAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 148,347,000 | 162,574,000 | 173,321,000 | 169,405,000 |
| Total loans | 103,518,000 | 107,071,000 | 106,644,000 | 107,054,000 |
| Allowance for loan losses | 1,044,000 | 1,080,000 | 1,083,000 | 1,045,000 |
| Securities available for sale | 2,718,000 | 5,724,000 | 3,531,000 | 19,627,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,387,000 | 148,890,000 | 157,525,000 | 154,215,000 |
| Interest-bearing deposits | 102,242,000 | 106,152,000 | 113,676,000 | 117,079,000 |
| Noninterest-bearing deposits | 34,145,000 | 42,738,000 | 43,849,000 | 37,136,000 |
| Equity capital | 11,490,000 | 13,194,000 | 15,249,000 | 14,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,672,000 | 3,357,000 | 5,091,000 | 6,778,000 |
| Interest expense | 134,000 | 271,000 | 409,000 | 553,000 |
| Net interest income | 1,538,000 | 3,086,000 | 4,682,000 | 6,225,000 |
| Noninterest income | 231,000 | 433,000 | 2,479,000 | 2,910,000 |
| Noninterest expense | 1,315,000 | 2,723,000 | 4,175,000 | 6,211,000 |
| Provision for loan losses | 41,000 | 92,000 | 115,000 | 136,000 |
| Pretax income | 413,000 | 704,000 | 2,871,000 | 2,788,000 |
| Income tax | 0 | 15,000 | 45,000 | 271,000 |
| Net income | 413,000 | 689,000 | 2,826,000 | 2,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,456,000 | 13,157,000 | 15,213,000 | 14,763,000 |
| Total capital | 12,500,000 | 14,237,000 | 16,296,000 | 15,808,000 |
| Risk-weighted assets | 97,176,000 | 103,384,000 | 106,638,000 | 109,711,000 |