Call reports 2020
LOCAL BANK — 2020
What LOCAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 119,533,000 | 134,958,000 | 134,895,000 | 139,799,000 |
| Total loans | 93,492,000 | 99,817,000 | 98,809,000 | 98,396,000 |
| Allowance for loan losses | 989,000 | 1,032,000 | 1,040,000 | 1,037,000 |
| Securities available for sale | 1,888,000 | 1,898,000 | 1,784,000 | 2,776,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,457,000 | 123,791,000 | 123,524,000 | 128,044,000 |
| Interest-bearing deposits | 90,288,000 | 94,411,000 | 96,224,000 | 98,581,000 |
| Noninterest-bearing deposits | 18,169,000 | 29,380,000 | 27,300,000 | 29,463,000 |
| Equity capital | 10,824,000 | 10,936,000 | 11,083,000 | 11,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,524,000 | 2,998,000 | 4,439,000 | 6,067,000 |
| Interest expense | 275,000 | 470,000 | 639,000 | 802,000 |
| Net interest income | 1,249,000 | 2,528,000 | 3,800,000 | 5,265,000 |
| Noninterest income | 193,000 | 386,000 | 695,000 | 897,000 |
| Noninterest expense | 1,289,000 | 2,574,000 | 3,912,000 | 5,273,000 |
| Provision for loan losses | 0 | 11,000 | 32,000 | 39,000 |
| Pretax income | 153,000 | 329,000 | 551,000 | 850,000 |
| Income tax | 3,000 | 9,000 | 28,000 | 118,000 |
| Net income | 150,000 | 320,000 | 523,000 | 732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,757,000 | 10,862,000 | 11,009,000 | 11,118,000 |
| Total capital | 11,746,000 | 11,894,000 | 12,049,000 | 12,155,000 |
| Risk-weighted assets | 88,102,000 | 86,352,000 | 85,992,000 | 89,224,000 |