Call reports 2019
LOCAL BANK — 2019
What LOCAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 112,266,000 | 116,609,000 | 116,578,000 | 118,707,000 |
| Total loans | 79,773,000 | 87,394,000 | 89,463,000 | 89,962,000 |
| Allowance for loan losses | 855,000 | 877,000 | 898,000 | 988,000 |
| Securities available for sale | 7,818,000 | 5,890,000 | 3,249,000 | 1,883,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,348,000 | 106,602,000 | 106,513,000 | 108,563,000 |
| Interest-bearing deposits | 80,776,000 | 83,790,000 | 85,374,000 | 90,954,000 |
| Noninterest-bearing deposits | 21,572,000 | 22,812,000 | 21,139,000 | 17,609,000 |
| Equity capital | 9,583,000 | 9,726,000 | 9,786,000 | 9,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,441,000 | 2,918,000 | 4,469,000 | 5,990,000 |
| Interest expense | 295,000 | 585,000 | 887,000 | 1,177,000 |
| Net interest income | 1,146,000 | 2,333,000 | 3,582,000 | 4,813,000 |
| Noninterest income | 123,000 | 307,000 | 474,000 | 792,000 |
| Noninterest expense | 1,112,000 | 2,280,000 | 3,562,000 | 4,910,000 |
| Provision for loan losses | 12,000 | 44,000 | 71,000 | 101,000 |
| Pretax income | 145,000 | 316,000 | 423,000 | 594,000 |
| Income tax | 2,000 | 12,000 | 18,000 | 24,000 |
| Net income | 143,000 | 304,000 | 405,000 | 570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,570,000 | 9,669,000 | 9,727,000 | 9,801,000 |
| Total capital | 10,425,000 | 10,546,000 | 10,625,000 | 10,789,000 |
| Risk-weighted assets | 76,284,000 | 83,535,000 | 84,208,000 | 84,107,000 |