Call reports 2018
LOCAL BANK — 2018
What LOCAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 101,457,000 | 103,665,000 | 101,323,000 | 111,914,000 |
| Total loans | 70,889,000 | 74,178,000 | 74,055,000 | 77,518,000 |
| Allowance for loan losses | 881,000 | 872,000 | 876,000 | 857,000 |
| Securities available for sale | 7,688,000 | 7,663,000 | 7,624,000 | 7,688,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,950,000 | 94,112,000 | 91,533,000 | 102,138,000 |
| Interest-bearing deposits | 75,721,000 | 76,173,000 | 75,122,000 | 78,695,000 |
| Noninterest-bearing deposits | 16,229,000 | 17,939,000 | 16,411,000 | 23,443,000 |
| Equity capital | 9,240,000 | 9,279,000 | 9,303,000 | 9,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,168,000 | 2,434,000 | 3,736,000 | 5,113,000 |
| Interest expense | 157,000 | 345,000 | 572,000 | 834,000 |
| Net interest income | 1,011,000 | 2,089,000 | 3,164,000 | 4,279,000 |
| Noninterest income | 117,000 | 259,000 | 382,000 | 507,000 |
| Noninterest expense | 977,000 | 2,012,000 | 3,083,000 | 4,181,000 |
| Provision for loan losses | 0 | 0 | 7,000 | 7,000 |
| Pretax income | 151,000 | 336,000 | 456,000 | 598,000 |
| Income tax | 10,000 | 25,000 | 38,000 | 20,000 |
| Net income | 141,000 | 311,000 | 418,000 | 578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,300,000 | 9,362,000 | 9,411,000 | 9,487,000 |
| Total capital | 10,110,000 | 10,196,000 | 10,267,000 | 10,344,000 |
| Risk-weighted assets | 64,778,000 | 66,712,000 | 68,524,000 | 73,910,000 |