Call reports 2017
LOCAL BANK — 2017
What LOCAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 105,033,000 | 102,453,000 | 102,891,000 | 103,493,000 |
| Total loans | 65,090,000 | 65,765,000 | 67,681,000 | 68,875,000 |
| Allowance for loan losses | 900,000 | 885,000 | 888,000 | 882,000 |
| Securities available for sale | 6,144,000 | 8,026,000 | 7,904,000 | 7,854,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,612,000 | 92,937,000 | 93,281,000 | 93,934,000 |
| Interest-bearing deposits | 78,822,000 | 75,410,000 | 75,518,000 | 77,565,000 |
| Noninterest-bearing deposits | 16,790,000 | 17,527,000 | 17,763,000 | 16,369,000 |
| Equity capital | 8,985,000 | 9,078,000 | 9,157,000 | 9,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,035,000 | 2,134,000 | 3,266,000 | 4,451,000 |
| Interest expense | 137,000 | 274,000 | 412,000 | 550,000 |
| Net interest income | 898,000 | 1,860,000 | 2,854,000 | 3,901,000 |
| Noninterest income | 127,000 | 274,000 | 392,000 | 516,000 |
| Noninterest expense | 966,000 | 1,964,000 | 2,919,000 | 3,895,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 59,000 | 170,000 | 327,000 | 522,000 |
| Income tax | 8,000 | 40,000 | 64,000 | 8,000 |
| Net income | 51,000 | 130,000 | 263,000 | 514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,984,000 | 9,020,000 | 9,091,000 | 9,292,000 |
| Total capital | 9,751,000 | 9,809,000 | 9,902,000 | 10,103,000 |
| Risk-weighted assets | 61,215,000 | 63,043,000 | 64,805,000 | 64,776,000 |