Call reports 2014
LOCAL BANK — 2014
What LOCAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 99,961,000 | 100,594,000 | 102,645,000 | 103,524,000 |
| Total loans | 66,946,000 | 68,334,000 | 67,675,000 | 67,192,000 |
| Allowance for loan losses | 1,204,000 | 1,118,000 | 1,122,000 | 1,060,000 |
| Securities available for sale | 20,238,000 | 20,715,000 | 20,587,000 | 21,509,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,632,000 | 92,807,000 | 94,746,000 | 95,041,000 |
| Interest-bearing deposits | 76,813,000 | 76,352,000 | 78,619,000 | 77,080,000 |
| Noninterest-bearing deposits | 15,819,000 | 16,455,000 | 16,127,000 | 17,961,000 |
| Equity capital | 7,022,000 | 7,428,000 | 7,519,000 | 8,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,202,000 | 2,421,000 | 3,638,000 | 4,844,000 |
| Interest expense | 142,000 | 286,000 | 428,000 | 571,000 |
| Net interest income | 1,060,000 | 2,135,000 | 3,210,000 | 4,273,000 |
| Noninterest income | 109,000 | 240,000 | 375,000 | 491,000 |
| Noninterest expense | 974,000 | 1,930,000 | 2,875,000 | 3,808,000 |
| Provision for loan losses | 56,000 | 121,000 | 186,000 | 254,000 |
| Pretax income | 139,000 | 324,000 | 524,000 | 702,000 |
| Income tax | 21,000 | 54,000 | 86,000 | 209,000 |
| Net income | 118,000 | 270,000 | 438,000 | 493,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,992,000 | 8,102,000 | 8,212,000 | 8,202,000 |
| Total capital | 8,825,000 | 8,939,000 | 9,044,000 | 9,029,000 |
| Risk-weighted assets | 66,308,000 | 66,705,000 | 66,249,000 | 65,928,000 |