Call reports 2012
LOCAL BANK — 2012
What LOCAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 103,278,000 | 102,949,000 | 100,668,000 | 103,510,000 |
| Total loans | 66,359,000 | 65,291,000 | 65,195,000 | 69,207,000 |
| Allowance for loan losses | 1,198,000 | 1,226,000 | 1,157,000 | 1,205,000 |
| Securities available for sale | 17,603,000 | 20,136,000 | 21,715,000 | 22,309,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,754,000 | 94,200,000 | 91,944,000 | 95,488,000 |
| Interest-bearing deposits | 81,409,000 | 80,733,000 | 79,043,000 | 81,511,000 |
| Noninterest-bearing deposits | 13,345,000 | 13,467,000 | 12,901,000 | 13,977,000 |
| Equity capital | 8,197,000 | 8,359,000 | 8,313,000 | 7,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,271,000 | 2,544,000 | 3,807,000 | 5,132,000 |
| Interest expense | 192,000 | 379,000 | 558,000 | 729,000 |
| Net interest income | 1,079,000 | 2,165,000 | 3,249,000 | 4,403,000 |
| Noninterest income | 136,000 | 289,000 | 411,000 | 1,280,000 |
| Noninterest expense | 940,000 | 1,894,000 | 2,834,000 | 3,760,000 |
| Provision for loan losses | 21,000 | 67,000 | 113,000 | 159,000 |
| Pretax income | 327,000 | 626,000 | 846,000 | 1,897,000 |
| Income tax | 104,000 | 188,000 | 256,000 | 326,000 |
| Net income | 223,000 | 438,000 | 590,000 | 1,571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,174,000 | 8,221,000 | 8,196,000 | 7,517,000 |
| Total capital | 8,961,000 | 9,000,000 | 8,970,000 | 8,332,000 |
| Risk-weighted assets | 62,553,000 | 61,886,000 | 61,514,000 | 64,824,000 |