Call reports 2011
LOCAL BANK — 2011
What LOCAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 98,667,000 | 98,112,000 | 101,367,000 | 97,671,000 |
| Total loans | 65,090,000 | 66,660,000 | 67,166,000 | 65,933,000 |
| Allowance for loan losses | 1,107,000 | 1,172,000 | 1,205,000 | 1,208,000 |
| Securities available for sale | 20,708,000 | 21,006,000 | 19,732,000 | 17,602,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,686,000 | 89,908,000 | 92,637,000 | 89,077,000 |
| Interest-bearing deposits | 78,773,000 | 77,892,000 | 80,001,000 | 77,619,000 |
| Noninterest-bearing deposits | 11,913,000 | 12,016,000 | 12,636,000 | 11,458,000 |
| Equity capital | 7,712,000 | 7,873,000 | 8,242,000 | 8,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,379,000 | 2,760,000 | 4,152,000 | 5,461,000 |
| Interest expense | 220,000 | 434,000 | 642,000 | 843,000 |
| Net interest income | 1,159,000 | 2,326,000 | 3,510,000 | 4,618,000 |
| Noninterest income | 106,000 | 399,000 | 520,000 | 630,000 |
| Noninterest expense | 954,000 | 1,918,000 | 2,863,000 | 3,818,000 |
| Provision for loan losses | 45,000 | 110,000 | 157,000 | 203,000 |
| Pretax income | 266,000 | 697,000 | 1,010,000 | 1,227,000 |
| Income tax | 79,000 | 216,000 | 306,000 | 381,000 |
| Net income | 187,000 | 481,000 | 704,000 | 846,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,847,000 | 7,978,000 | 8,067,000 | 8,013,000 |
| Total capital | 8,619,000 | 8,764,000 | 8,873,000 | 8,795,000 |
| Risk-weighted assets | 61,431,000 | 62,532,000 | 64,120,000 | 62,133,000 |