Call reports 2010
LOCAL BANK — 2010
What LOCAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 100,973,000 | 101,186,000 | 98,167,000 | 96,326,000 |
| Total loans | 66,377,000 | 65,290,000 | 66,090,000 | 65,446,000 |
| Allowance for loan losses | 1,017,000 | 1,022,000 | 1,068,000 | 1,103,000 |
| Securities available for sale | 19,511,000 | 18,462,000 | 19,883,000 | 21,545,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,958,000 | 93,106,000 | 89,794,000 | 88,620,000 |
| Interest-bearing deposits | 81,465,000 | 81,699,000 | 78,353,000 | 77,244,000 |
| Noninterest-bearing deposits | 11,493,000 | 11,407,000 | 11,441,000 | 11,376,000 |
| Equity capital | 7,622,000 | 7,712,000 | 7,885,000 | 7,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,490,000 | 2,950,000 | 4,374,000 | 5,792,000 |
| Interest expense | 335,000 | 675,000 | 973,000 | 1,222,000 |
| Net interest income | 1,155,000 | 2,275,000 | 3,401,000 | 4,570,000 |
| Noninterest income | 94,000 | 209,000 | 337,000 | 442,000 |
| Noninterest expense | 942,000 | 1,883,000 | 2,810,000 | 3,723,000 |
| Provision for loan losses | 45,000 | 90,000 | 156,000 | 205,000 |
| Pretax income | 262,000 | 511,000 | 772,000 | 1,084,000 |
| Income tax | 71,000 | 135,000 | 199,000 | 310,000 |
| Net income | 191,000 | 376,000 | 573,000 | 774,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,644,000 | 7,674,000 | 7,711,000 | 7,755,000 |
| Total capital | 8,435,000 | 8,450,000 | 8,492,000 | 8,534,000 |
| Risk-weighted assets | 63,079,000 | 61,825,000 | 62,169,000 | 61,984,000 |