Call reports 2006
LOCAL BANK — 2006
What LOCAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 95,010,000 | 96,570,000 | 94,920,000 | 96,359,000 |
| Total loans | 62,154,000 | 63,571,000 | 65,339,000 | 67,095,000 |
| Allowance for loan losses | 448,000 | 467,000 | 499,000 | 356,000 |
| Securities available for sale | 21,188,000 | 20,781,000 | 21,036,000 | 21,235,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,883,000 | 83,961,000 | 82,664,000 | 82,824,000 |
| Interest-bearing deposits | 70,623,000 | 70,857,000 | 70,113,000 | 70,931,000 |
| Noninterest-bearing deposits | 12,260,000 | 13,104,000 | 12,551,000 | 11,893,000 |
| Equity capital | 5,784,000 | 5,263,000 | 5,716,000 | 5,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,577,000 | 3,261,000 | 5,051,000 | 6,804,000 |
| Interest expense | 623,000 | 1,298,000 | 2,031,000 | 2,800,000 |
| Net interest income | 954,000 | 1,963,000 | 3,020,000 | 4,004,000 |
| Noninterest income | 128,000 | 235,000 | 381,000 | 507,000 |
| Noninterest expense | 861,000 | 1,672,000 | 2,550,000 | 3,422,000 |
| Provision for loan losses | 52,000 | 129,000 | 214,000 | 239,000 |
| Pretax income | 169,000 | 397,000 | 637,000 | 850,000 |
| Income tax | 18,000 | 71,000 | 131,000 | 217,000 |
| Net income | 151,000 | 326,000 | 506,000 | 633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,086,000 | 6,122,000 | 6,222,000 | 6,179,000 |
| Total capital | 6,534,000 | 6,589,000 | 6,721,000 | 6,535,000 |
| Risk-weighted assets | 60,075,000 | 60,907,000 | 61,375,000 | 62,962,000 |
Machine access — free, no API key
Every figure shown here about LOCAL BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.