Call reports 2004
LOCAL BANK — 2004
What LOCAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 81,949,000 | 82,477,000 | 84,799,000 | 86,021,000 |
| Total loans | 54,611,000 | 55,954,000 | 56,914,000 | 57,576,000 |
| Allowance for loan losses | 515,000 | 547,000 | 580,000 | 581,000 |
| Securities available for sale | 17,869,000 | 18,555,000 | 17,694,000 | 19,602,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,184,000 | 73,689,000 | 76,602,000 | 77,190,000 |
| Interest-bearing deposits | 64,206,000 | 64,156,000 | 67,433,000 | 67,984,000 |
| Noninterest-bearing deposits | 8,978,000 | 9,533,000 | 9,169,000 | 9,206,000 |
| Equity capital | 5,917,000 | 5,645,000 | 5,967,000 | 5,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,264,000 | 2,552,000 | 3,861,000 | 5,245,000 |
| Interest expense | 311,000 | 625,000 | 966,000 | 1,340,000 |
| Net interest income | 953,000 | 1,927,000 | 2,895,000 | 3,905,000 |
| Noninterest income | 125,000 | 271,000 | 395,000 | 519,000 |
| Noninterest expense | 789,000 | 1,551,000 | 2,330,000 | 3,163,000 |
| Provision for loan losses | 50,000 | 100,000 | 148,000 | 165,000 |
| Pretax income | 243,000 | 551,000 | 816,000 | 1,101,000 |
| Income tax | 54,000 | 128,000 | 180,000 | 350,000 |
| Net income | 189,000 | 423,000 | 636,000 | 751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,795,000 | 5,864,000 | 5,947,000 | 5,907,000 |
| Total capital | 6,310,000 | 6,411,000 | 6,527,000 | 6,488,000 |
| Risk-weighted assets | 52,346,000 | 53,023,000 | 53,565,000 | 55,367,000 |
Machine access — free, no API key
Every figure shown here about LOCAL BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.