Call reports 2001
LOCAL BANK — 2001
What LOCAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 60,760,000 | 63,499,000 | 68,270,000 | 68,207,000 |
| Total loans | 46,341,000 | 47,570,000 | 49,056,000 | 49,913,000 |
| Allowance for loan losses | 370,000 | 361,000 | 352,000 | 340,000 |
| Securities available for sale | 7,913,000 | 7,854,000 | 10,348,000 | 11,721,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,443,000 | 57,288,000 | 61,630,000 | 61,479,000 |
| Interest-bearing deposits | 49,669,000 | 51,408,000 | 55,530,000 | 54,993,000 |
| Noninterest-bearing deposits | 5,774,000 | 5,880,000 | 6,100,000 | 6,486,000 |
| Equity capital | 4,292,000 | 4,341,000 | 4,787,000 | 4,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,261,000 | 2,517,000 | 3,804,000 | 5,051,000 |
| Interest expense | 638,000 | 1,233,000 | 1,849,000 | 2,385,000 |
| Net interest income | 623,000 | 1,284,000 | 1,955,000 | 2,666,000 |
| Noninterest income | 77,000 | 164,000 | 253,000 | 348,000 |
| Noninterest expense | 577,000 | 1,125,000 | 1,690,000 | 2,302,000 |
| Provision for loan losses | 0 | 25,000 | 69,000 | 125,000 |
| Pretax income | 123,000 | 371,000 | 522,000 | 705,000 |
| Income tax | 21,000 | 70,000 | 96,000 | 119,000 |
| Net income | 102,000 | 301,000 | 426,000 | 586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,197,000 | 4,303,000 | 4,655,000 | 4,696,000 |
| Total capital | 4,567,000 | 4,664,000 | 5,007,000 | 5,036,000 |
| Risk-weighted assets | 43,523,000 | 43,094,000 | 45,277,000 | 46,228,000 |