Call reports 2022
CITIZENS FIRST STATE BANK OF WALNUT — 2022
What CITIZENS FIRST STATE BANK OF WALNUT reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Total assets | 56,704,000 | 57,103,000 | 53,442,000 |
| Total loans | 23,701,000 | 23,973,000 | 23,007,000 |
| Allowance for loan losses | 244,000 | 242,000 | 276,000 |
| Securities available for sale | 13,591,000 | 12,574,000 | 2,027,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 52,470,000 | 53,102,000 | 49,967,000 |
| Interest-bearing deposits | 41,798,000 | 42,074,000 | 40,000,000 |
| Noninterest-bearing deposits | 10,672,000 | 11,028,000 | 9,967,000 |
| Equity capital | 4,190,000 | 3,937,000 | 3,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Interest income | 319,000 | 649,000 | 1,034,000 |
| Interest expense | 16,000 | 32,000 | 46,000 |
| Net interest income | 303,000 | 617,000 | 988,000 |
| Noninterest income | 20,000 | 42,000 | 65,000 |
| Noninterest expense | 337,000 | 654,000 | 2,355,000 |
| Provision for loan losses | 0 | 0 | 186,000 |
| Pretax income | -14,000 | 5,000 | -1,488,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -14,000 | 5,000 | -1,488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Tier 1 capital | 4,886,000 | 4,905,000 | 3,401,000 |
| Total capital | 5,130,000 | 5,147,000 | 3,677,000 |
| Risk-weighted assets | 27,958,000 | 26,066,000 | 24,634,000 |