Call reports 2021
CITIZENS FIRST STATE BANK OF WALNUT — 2021
What CITIZENS FIRST STATE BANK OF WALNUT reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 55,840,000 | 56,623,000 | 55,108,000 | 56,349,000 |
| Total loans | 23,863,000 | 23,187,000 | 21,967,000 | 24,526,000 |
| Allowance for loan losses | 275,000 | 277,000 | 278,000 | 243,000 |
| Securities available for sale | 16,614,000 | 16,922,000 | 15,369,000 | 14,494,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,945,000 | 51,640,000 | 50,104,000 | 51,482,000 |
| Interest-bearing deposits | 41,638,000 | 42,136,000 | 40,132,000 | 41,049,000 |
| Noninterest-bearing deposits | 9,307,000 | 9,504,000 | 9,972,000 | 10,433,000 |
| Equity capital | 4,817,000 | 4,912,000 | 4,921,000 | 4,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 510,000 | 923,000 | 1,244,000 | 1,563,000 |
| Interest expense | 27,000 | 50,000 | 70,000 | 87,000 |
| Net interest income | 483,000 | 873,000 | 1,174,000 | 1,476,000 |
| Noninterest income | 19,000 | 38,000 | 61,000 | 83,000 |
| Noninterest expense | 346,000 | 658,000 | 972,000 | 1,270,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 156,000 | 253,000 | 263,000 | 289,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 156,000 | 253,000 | 263,000 | 289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,766,000 | 4,863,000 | 4,873,000 | 4,899,000 |
| Total capital | 5,041,000 | 5,140,000 | 5,151,000 | 5,142,000 |
| Risk-weighted assets | 27,809,000 | 25,702,000 | 26,376,000 | 26,119,000 |