Call reports 2018
CITIZENS FIRST STATE BANK OF WALNUT — 2018
What CITIZENS FIRST STATE BANK OF WALNUT reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 46,195,000 | 44,362,000 | 45,414,000 | 46,455,000 |
| Total loans | 23,290,000 | 24,025,000 | 23,858,000 | 24,566,000 |
| Allowance for loan losses | 307,000 | 329,000 | 319,000 | 325,000 |
| Securities available for sale | 13,894,000 | 12,565,000 | 12,145,000 | 12,058,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,672,000 | 40,761,000 | 41,774,000 | 42,614,000 |
| Interest-bearing deposits | 35,616,000 | 34,005,000 | 33,539,000 | 33,674,000 |
| Noninterest-bearing deposits | 7,056,000 | 6,756,000 | 8,235,000 | 8,940,000 |
| Equity capital | 3,493,000 | 3,566,000 | 3,585,000 | 3,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 386,000 | 791,000 | 1,191,000 | 1,612,000 |
| Interest expense | 36,000 | 71,000 | 110,000 | 170,000 |
| Net interest income | 350,000 | 720,000 | 1,081,000 | 1,442,000 |
| Noninterest income | 60,000 | 86,000 | 111,000 | 133,000 |
| Noninterest expense | 370,000 | 673,000 | 984,000 | 1,273,000 |
| Provision for loan losses | -12,000 | -12,000 | -12,000 | -12,000 |
| Pretax income | 52,000 | 145,000 | 220,000 | 314,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 52,000 | 145,000 | 220,000 | 314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,814,000 | 3,908,000 | 3,983,000 | 4,042,000 |
| Total capital | 4,121,000 | 4,206,000 | 4,286,000 | 4,351,000 |
| Risk-weighted assets | 25,997,000 | 23,791,000 | 24,085,000 | 24,723,000 |