Call reports 2017
CITIZENS FIRST STATE BANK OF WALNUT — 2017
What CITIZENS FIRST STATE BANK OF WALNUT reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 46,776,000 | 45,413,000 | 47,399,000 | 46,851,000 |
| Total loans | 22,465,000 | 22,092,000 | 22,152,000 | 22,907,000 |
| Allowance for loan losses | 362,000 | 364,000 | 368,000 | 294,000 |
| Securities available for sale | 15,759,000 | 15,434,000 | 14,860,000 | 13,582,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,428,000 | 41,763,000 | 43,728,000 | 43,209,000 |
| Interest-bearing deposits | 36,258,000 | 35,273,000 | 16,714,000 | 35,462,000 |
| Noninterest-bearing deposits | 7,170,000 | 6,490,000 | 27,014,000 | 7,747,000 |
| Equity capital | 3,255,000 | 3,633,000 | 3,606,000 | 3,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 381,000 | 773,000 | 1,156,000 | 1,575,000 |
| Interest expense | 35,000 | 70,000 | 102,000 | 172,000 |
| Net interest income | 346,000 | 703,000 | 1,054,000 | 1,403,000 |
| Noninterest income | 25,000 | 50,000 | 76,000 | 119,000 |
| Noninterest expense | 365,000 | 696,000 | 1,102,000 | 1,403,000 |
| Provision for loan losses | 0 | 0 | 0 | -75,000 |
| Pretax income | 4,000 | 57,000 | 28,000 | 194,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,000 | 57,000 | 28,000 | 194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,459,000 | 3,738,000 | 3,707,000 | 3,797,000 |
| Total capital | 3,749,000 | 4,022,000 | 3,997,000 | 4,080,000 |
| Risk-weighted assets | 23,140,000 | 22,675,000 | 23,123,000 | 22,571,000 |