Call reports 2025
GREENE COUNTY COMMERCIAL BANK — 2025
What GREENE COUNTY COMMERCIAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,377,646,000 | 1,294,210,000 | 1,391,049,000 | 1,304,624,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 336,830,000 | 337,323,000 | 331,161,000 | 392,598,000 |
| Securities held to maturity | 754,342,000 | 744,101,000 | 753,609,000 | 778,125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,271,165,000 | 1,184,514,000 | 1,276,694,000 | 1,187,377,000 |
| Interest-bearing deposits | 1,262,093,000 | 1,176,307,000 | 1,263,900,000 | 1,177,826,000 |
| Noninterest-bearing deposits | 9,072,000 | 8,207,000 | 12,794,000 | 9,551,000 |
| Equity capital | 105,610,000 | 109,490,000 | 113,012,000 | 116,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 11,607,000 | 23,499,000 | 34,343,000 | 47,469,000 |
| Interest expense | 7,992,000 | 16,321,000 | 24,102,000 | 32,858,000 |
| Net interest income | 3,615,000 | 7,178,000 | 10,241,000 | 14,611,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 591,000 | 1,177,000 | 1,779,000 | 2,394,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,359,000 | 5,336,000 | 7,797,000 | 10,977,000 |
| Income tax | 71,000 | 132,000 | 206,000 | 301,000 |
| Net income | 2,288,000 | 5,204,000 | 7,591,000 | 10,676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 119,327,000 | 122,243,000 | 124,630,000 | 127,715,000 |
| Total capital | 119,327,000 | 122,243,000 | 124,630,000 | 127,715,000 |
| Risk-weighted assets | 276,956,000 | 260,892,000 | 279,162,000 | 254,482,000 |