Call reports 2024
GREENE COUNTY COMMERCIAL BANK — 2024
What GREENE COUNTY COMMERCIAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,256,243,000 | 1,141,474,000 | 1,245,714,000 | 1,221,287,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 305,686,000 | 310,406,000 | 323,361,000 | 355,182,000 |
| Securities held to maturity | 673,685,000 | 663,839,000 | 675,602,000 | 744,639,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,161,108,000 | 1,044,336,000 | 1,143,302,000 | 1,120,675,000 |
| Interest-bearing deposits | 1,151,587,000 | 1,037,133,000 | 1,135,742,000 | 1,112,778,000 |
| Noninterest-bearing deposits | 9,521,000 | 7,203,000 | 7,560,000 | 7,897,000 |
| Equity capital | 94,888,000 | 96,954,000 | 102,204,000 | 100,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 10,403,000 | 21,273,000 | 30,845,000 | 42,356,000 |
| Interest expense | 8,136,000 | 16,493,000 | 24,476,000 | 33,661,000 |
| Net interest income | 2,267,000 | 4,780,000 | 6,369,000 | 8,695,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 563,000 | 1,313,000 | 1,855,000 | 2,424,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,704,000 | 3,467,000 | 4,514,000 | 6,271,000 |
| Income tax | 27,000 | 70,000 | 101,000 | 154,000 |
| Net income | 1,677,000 | 3,397,000 | 4,413,000 | 6,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,599,000 | 110,319,000 | 111,335,000 | 117,039,000 |
| Total capital | 108,599,000 | 110,319,000 | 111,335,000 | 117,039,000 |
| Risk-weighted assets | 243,598,000 | 222,875,000 | 241,314,000 | 245,304,000 |