Call reports 2023
GREENE COUNTY COMMERCIAL BANK — 2023
What GREENE COUNTY COMMERCIAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,208,522,000 | 1,119,384,000 | 1,185,387,000 | 1,134,539,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 299,637,000 | 260,260,000 | 288,154,000 | 286,562,000 |
| Securities held to maturity | 712,783,000 | 702,426,000 | 687,806,000 | 676,158,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,089,823,000 | 1,033,605,000 | 1,072,562,000 | 1,007,689,000 |
| Interest-bearing deposits | 1,081,573,000 | 1,027,749,000 | 1,060,304,000 | 999,768,000 |
| Noninterest-bearing deposits | 8,250,000 | 5,856,000 | 12,258,000 | 7,921,000 |
| Equity capital | 85,869,000 | 85,583,000 | 82,965,000 | 89,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,032,000 | 13,445,000 | 21,369,000 | 31,624,000 |
| Interest expense | 4,205,000 | 9,844,000 | 16,385,000 | 24,774,000 |
| Net interest income | 1,827,000 | 3,601,000 | 4,984,000 | 6,850,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 593,000 | 1,297,000 | 1,801,000 | 2,351,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,234,000 | 2,304,000 | 3,183,000 | 4,499,000 |
| Income tax | 83,000 | 125,000 | 144,000 | 179,000 |
| Net income | 1,151,000 | 2,179,000 | 3,039,000 | 4,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,753,000 | 104,781,000 | 105,641,000 | 106,922,000 |
| Total capital | 103,753,000 | 104,781,000 | 105,641,000 | 106,922,000 |
| Risk-weighted assets | 241,570,000 | 224,691,000 | 239,846,000 | 226,546,000 |