Call reports 2022
GREENE COUNTY COMMERCIAL BANK — 2022
What GREENE COUNTY COMMERCIAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,113,264,000 | 1,144,869,000 | 1,188,982,000 | 1,120,128,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 393,432,000 | 390,878,000 | 317,064,000 | 318,523,000 |
| Securities held to maturity | 708,447,000 | 738,853,000 | 730,183,000 | 718,175,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 993,873,000 | 893,114,000 | 970,298,000 | 906,665,000 |
| Interest-bearing deposits | 988,915,000 | 886,597,000 | 962,912,000 | 899,740,000 |
| Noninterest-bearing deposits | 4,958,000 | 6,517,000 | 7,386,000 | 6,925,000 |
| Equity capital | 76,470,000 | 78,089,000 | 78,801,000 | 82,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,771,000 | 8,241,000 | 13,073,000 | 18,796,000 |
| Interest expense | 332,000 | 1,296,000 | 3,371,000 | 6,835,000 |
| Net interest income | 3,439,000 | 6,945,000 | 9,702,000 | 11,961,000 |
| Noninterest income | 0 | 0 | 1,000 | 1,000 |
| Noninterest expense | 597,000 | 1,215,000 | 1,769,000 | 2,339,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,842,000 | 5,730,000 | 7,934,000 | 9,372,000 |
| Income tax | 561,000 | 1,132,000 | 1,482,000 | 1,579,000 |
| Net income | 2,281,000 | 4,598,000 | 6,452,000 | 7,793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,090,000 | 94,408,000 | 101,262,000 | 102,602,000 |
| Total capital | 88,090,000 | 94,408,000 | 101,262,000 | 102,602,000 |
| Risk-weighted assets | 219,470,000 | 227,438,000 | 239,674,000 | 225,454,000 |