Call reports 2021
GREENE COUNTY COMMERCIAL BANK — 2021
What GREENE COUNTY COMMERCIAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 861,454,000 | 875,429,000 | 974,012,000 | 1,051,599,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 401,046,000 | 387,783,000 | 409,298,000 | 398,539,000 |
| Securities held to maturity | 431,564,000 | 482,636,000 | 559,915,000 | 646,932,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 797,768,000 | 803,469,000 | 832,387,000 | 825,601,000 |
| Interest-bearing deposits | 793,644,000 | 799,878,000 | 828,409,000 | 822,008,000 |
| Noninterest-bearing deposits | 4,124,000 | 3,591,000 | 3,978,000 | 3,593,000 |
| Equity capital | 63,632,000 | 68,391,000 | 69,040,000 | 81,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,033,000 | 6,317,000 | 9,615,000 | 13,169,000 |
| Interest expense | 272,000 | 507,000 | 792,000 | 1,117,000 |
| Net interest income | 2,761,000 | 5,810,000 | 8,823,000 | 12,052,000 |
| Noninterest income | 0 | 0 | 0 | 1,000 |
| Noninterest expense | 505,000 | 1,017,000 | 1,562,000 | 2,160,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,256,000 | 4,793,000 | 7,261,000 | 9,893,000 |
| Income tax | 428,000 | 911,000 | 1,398,000 | 1,918,000 |
| Net income | 1,828,000 | 3,882,000 | 5,863,000 | 7,975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,062,000 | 68,116,000 | 70,097,000 | 84,209,000 |
| Total capital | 66,062,000 | 68,116,000 | 70,097,000 | 84,209,000 |
| Risk-weighted assets | 170,282,000 | 169,578,000 | 189,010,000 | 205,448,000 |