Call reports 2020
GREENE COUNTY COMMERCIAL BANK — 2020
What GREENE COUNTY COMMERCIAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 719,363,000 | 675,329,000 | 684,187,000 | 731,293,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 204,622,000 | 222,048,000 | 265,553,000 | 327,933,000 |
| Securities held to maturity | 374,955,000 | 375,760,000 | 380,092,000 | 396,925,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 659,720,000 | 579,269,000 | 619,671,000 | 604,382,000 |
| Interest-bearing deposits | 657,134,000 | 577,459,000 | 617,110,000 | 601,393,000 |
| Noninterest-bearing deposits | 2,586,000 | 1,810,000 | 2,561,000 | 2,989,000 |
| Equity capital | 59,269,000 | 62,471,000 | 63,948,000 | 65,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,414,000 | 8,775,000 | 11,766,000 | 14,764,000 |
| Interest expense | 1,230,000 | 2,004,000 | 2,500,000 | 2,834,000 |
| Net interest income | 3,184,000 | 6,771,000 | 9,266,000 | 11,930,000 |
| Noninterest income | 1,000 | 0 | 0 | 1,000 |
| Noninterest expense | 343,000 | 680,000 | 1,156,000 | 1,640,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,842,000 | 6,091,000 | 8,110,000 | 10,291,000 |
| Income tax | 682,000 | 1,462,000 | 1,846,000 | 2,260,000 |
| Net income | 2,160,000 | 4,629,000 | 6,264,000 | 8,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,364,000 | 60,832,000 | 62,468,000 | 64,234,000 |
| Total capital | 58,364,000 | 60,832,000 | 62,468,000 | 64,234,000 |
| Risk-weighted assets | 143,731,000 | 134,420,000 | 139,415,000 | 147,081,000 |