Call reports 2019
GREENE COUNTY COMMERCIAL BANK — 2019
What GREENE COUNTY COMMERCIAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 527,897,000 | 500,891,000 | 595,440,000 | 593,527,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 102,251,000 | 121,139,000 | 154,681,000 | 188,421,000 |
| Securities held to maturity | 282,848,000 | 295,987,000 | 296,685,000 | 324,297,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 481,942,000 | 423,692,000 | 545,523,000 | 512,729,000 |
| Interest-bearing deposits | 479,334,000 | 421,100,000 | 542,971,000 | 510,580,000 |
| Noninterest-bearing deposits | 2,608,000 | 2,592,000 | 2,552,000 | 2,149,000 |
| Equity capital | 45,817,000 | 48,170,000 | 49,694,000 | 51,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,608,000 | 7,231,000 | 10,907,000 | 15,124,000 |
| Interest expense | 818,000 | 1,737,000 | 2,785,000 | 4,015,000 |
| Net interest income | 2,790,000 | 5,494,000 | 8,122,000 | 11,109,000 |
| Noninterest income | 0 | 0 | 1,000 | 2,000 |
| Noninterest expense | 277,000 | 549,000 | 823,000 | 1,116,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,513,000 | 4,945,000 | 7,300,000 | 9,995,000 |
| Income tax | 603,000 | 1,187,000 | 1,752,000 | 2,399,000 |
| Net income | 1,910,000 | 3,758,000 | 5,548,000 | 7,596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,518,000 | 47,366,000 | 49,156,000 | 51,204,000 |
| Total capital | 45,518,000 | 47,366,000 | 49,156,000 | 51,204,000 |
| Risk-weighted assets | 105,595,000 | 99,956,000 | 118,914,000 | 118,737,000 |