Call reports 2018
GREENE COUNTY COMMERCIAL BANK — 2018
What GREENE COUNTY COMMERCIAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 476,500,000 | 427,403,000 | 448,330,000 | 433,175,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 115,699,000 | 119,102,000 | 117,896,000 | 105,483,000 |
| Securities held to maturity | 267,597,000 | 264,644,000 | 271,304,000 | 268,178,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 436,263,000 | 386,163,000 | 373,479,000 | 356,181,000 |
| Interest-bearing deposits | 434,261,000 | 384,110,000 | 371,361,000 | 354,349,000 |
| Noninterest-bearing deposits | 2,002,000 | 2,053,000 | 2,118,000 | 1,832,000 |
| Equity capital | 38,346,000 | 40,231,000 | 41,708,000 | 43,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,948,000 | 5,920,000 | 8,727,000 | 11,941,000 |
| Interest expense | 417,000 | 909,000 | 1,432,000 | 2,079,000 |
| Net interest income | 2,531,000 | 5,011,000 | 7,295,000 | 9,862,000 |
| Noninterest income | 0 | 1,000 | 1,000 | 1,000 |
| Noninterest expense | 235,000 | 446,000 | 685,000 | 927,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,296,000 | 4,566,000 | 6,611,000 | 8,936,000 |
| Income tax | 455,000 | 832,000 | 1,322,000 | 1,880,000 |
| Net income | 1,841,000 | 3,734,000 | 5,289,000 | 7,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,394,000 | 40,286,000 | 41,841,000 | 43,608,000 |
| Total capital | 38,394,000 | 40,286,000 | 41,841,000 | 43,608,000 |
| Risk-weighted assets | 95,293,000 | 85,462,000 | 89,680,000 | 86,637,000 |