Call reports 2016
GREENE COUNTY COMMERCIAL BANK — 2016
What GREENE COUNTY COMMERCIAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 274,646,000 | 284,960,000 | 284,572,000 | 281,088,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 92,892,000 | 91,173,000 | 83,461,000 | 80,203,000 |
| Securities held to maturity | 178,207,000 | 192,321,000 | 195,403,000 | 199,337,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,006,000 | 222,700,000 | 259,074,000 | 236,586,000 |
| Interest-bearing deposits | 249,486,000 | 221,261,000 | 257,808,000 | 234,860,000 |
| Noninterest-bearing deposits | 1,520,000 | 1,439,000 | 1,266,000 | 1,726,000 |
| Equity capital | 23,072,000 | 24,152,000 | 24,876,000 | 25,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,426,000 | 2,963,000 | 4,509,000 | 6,423,000 |
| Interest expense | 151,000 | 340,000 | 532,000 | 722,000 |
| Net interest income | 1,275,000 | 2,623,000 | 3,977,000 | 5,701,000 |
| Noninterest income | 1,000 | 2,000 | 3,000 | 3,000 |
| Noninterest expense | 157,000 | 326,000 | 501,000 | 666,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,119,000 | 2,299,000 | 3,479,000 | 5,038,000 |
| Income tax | 313,000 | 644,000 | 974,000 | 1,411,000 |
| Net income | 806,000 | 1,655,000 | 2,505,000 | 3,627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,216,000 | 23,065,000 | 23,915,000 | 25,038,000 |
| Total capital | 22,216,000 | 23,065,000 | 23,915,000 | 25,038,000 |
| Risk-weighted assets | 55,749,000 | 56,477,000 | 59,810,000 | 56,005,000 |