Call reports 2015
GREENE COUNTY COMMERCIAL BANK — 2015
What GREENE COUNTY COMMERCIAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 230,102,000 | 222,261,000 | 240,753,000 | 243,574,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 54,660,000 | 66,382,000 | 78,344,000 | 79,950,000 |
| Securities held to maturity | 162,550,000 | 154,880,000 | 161,301,000 | 162,349,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,926,000 | 173,979,000 | 211,292,000 | 183,090,000 |
| Interest-bearing deposits | 208,839,000 | 172,889,000 | 209,837,000 | 182,098,000 |
| Noninterest-bearing deposits | 1,087,000 | 1,090,000 | 1,455,000 | 992,000 |
| Equity capital | 19,779,000 | 20,353,000 | 21,164,000 | 21,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,207,000 | 2,395,000 | 3,721,000 | 5,130,000 |
| Interest expense | 126,000 | 259,000 | 394,000 | 532,000 |
| Net interest income | 1,081,000 | 2,136,000 | 3,327,000 | 4,598,000 |
| Noninterest income | 1,000 | 2,000 | 4,000 | 7,000 |
| Noninterest expense | 153,000 | 303,000 | 456,000 | 606,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 929,000 | 1,835,000 | 2,875,000 | 3,999,000 |
| Income tax | 260,000 | 514,000 | 805,000 | 1,120,000 |
| Net income | 669,000 | 1,321,000 | 2,070,000 | 2,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,201,000 | 19,853,000 | 20,602,000 | 21,411,000 |
| Total capital | 19,201,000 | 19,853,000 | 20,602,000 | 21,411,000 |
| Risk-weighted assets | 55,042,000 | 44,080,000 | 47,773,000 | 48,361,000 |