Call reports 2014
GREENE COUNTY COMMERCIAL BANK — 2014
What GREENE COUNTY COMMERCIAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 213,918,000 | 211,837,000 | 206,123,000 | 217,441,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 45,380,000 | 50,268,000 | 55,207,000 | 52,932,000 |
| Securities held to maturity | 152,925,000 | 160,542,000 | 149,708,000 | 163,232,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,595,000 | 159,751,000 | 185,845,000 | 158,450,000 |
| Interest-bearing deposits | 194,865,000 | 156,149,000 | 182,766,000 | 155,915,000 |
| Noninterest-bearing deposits | 2,730,000 | 3,602,000 | 3,079,000 | 2,535,000 |
| Equity capital | 16,297,000 | 17,103,000 | 17,922,000 | 18,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 992,000 | 2,041,000 | 3,199,000 | 4,393,000 |
| Interest expense | 139,000 | 292,000 | 425,000 | 547,000 |
| Net interest income | 853,000 | 1,749,000 | 2,774,000 | 3,846,000 |
| Noninterest income | 0 | 0 | 1,000 | 1,000 |
| Noninterest expense | 128,000 | 253,000 | 377,000 | 516,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 725,000 | 1,496,000 | 2,398,000 | 3,331,000 |
| Income tax | 230,000 | 446,000 | 699,000 | 960,000 |
| Net income | 495,000 | 1,050,000 | 1,699,000 | 2,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,655,000 | 17,211,000 | 17,860,000 | 18,531,000 |
| Total capital | 16,655,000 | 17,211,000 | 17,860,000 | 18,531,000 |
| Risk-weighted assets | 54,282,000 | 42,356,000 | 41,152,000 | 43,432,000 |