Call reports 2013
GREENE COUNTY COMMERCIAL BANK — 2013
What GREENE COUNTY COMMERCIAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 203,540,000 | 200,509,000 | 194,546,000 | 190,613,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 61,786,000 | 55,895,000 | 52,731,000 | 46,396,000 |
| Securities held to maturity | 133,775,000 | 143,727,000 | 140,774,000 | 141,864,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,249,000 | 150,278,000 | 172,419,000 | 145,717,000 |
| Interest-bearing deposits | 184,860,000 | 148,030,000 | 170,916,000 | 142,146,000 |
| Noninterest-bearing deposits | 2,389,000 | 2,248,000 | 1,503,000 | 3,571,000 |
| Equity capital | 15,714,000 | 15,593,000 | 15,678,000 | 16,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,131,000 | 2,164,000 | 3,163,000 | 4,173,000 |
| Interest expense | 162,000 | 324,000 | 467,000 | 606,000 |
| Net interest income | 969,000 | 1,840,000 | 2,696,000 | 3,567,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 124,000 | 252,000 | 382,000 | 503,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 845,000 | 1,588,000 | 2,314,000 | 3,064,000 |
| Income tax | 322,000 | 609,000 | 890,000 | 1,180,000 |
| Net income | 523,000 | 979,000 | 1,424,000 | 1,884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,800,000 | 15,256,000 | 15,701,000 | 16,161,000 |
| Total capital | 14,800,000 | 15,256,000 | 15,701,000 | 16,161,000 |
| Risk-weighted assets | 44,386,000 | 38,640,000 | 37,798,000 | 37,999,000 |