Call reports 2012
GREENE COUNTY COMMERCIAL BANK — 2012
What GREENE COUNTY COMMERCIAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 162,886,000 | 181,950,000 | 174,517,000 | 207,136,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 62,320,000 | 77,378,000 | 70,536,000 | 64,383,000 |
| Securities held to maturity | 97,126,000 | 103,448,000 | 97,623,000 | 140,798,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,917,000 | 126,440,000 | 159,023,000 | 139,995,000 |
| Interest-bearing deposits | 144,296,000 | 124,068,000 | 157,285,000 | 138,954,000 |
| Noninterest-bearing deposits | 1,621,000 | 2,372,000 | 1,738,000 | 1,041,000 |
| Equity capital | 16,488,000 | 14,214,000 | 14,817,000 | 15,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,073,000 | 2,168,000 | 3,263,000 | 4,426,000 |
| Interest expense | 150,000 | 308,000 | 461,000 | 633,000 |
| Net interest income | 923,000 | 1,860,000 | 2,802,000 | 3,793,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 120,000 | 224,000 | 341,000 | 462,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 803,000 | 1,636,000 | 2,461,000 | 3,331,000 |
| Income tax | 311,000 | 633,000 | 951,000 | 1,288,000 |
| Net income | 492,000 | 1,003,000 | 1,510,000 | 2,043,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,726,000 | 13,237,000 | 13,744,000 | 14,277,000 |
| Total capital | 15,726,000 | 13,237,000 | 13,744,000 | 14,277,000 |
| Risk-weighted assets | 54,165,000 | 33,462,000 | 36,636,000 | 39,420,000 |