Call reports 2011
GREENE COUNTY COMMERCIAL BANK — 2011
What GREENE COUNTY COMMERCIAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 166,324,000 | 161,641,000 | 152,519,000 | 154,222,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 80,747,000 | 75,931,000 | 67,863,000 | 64,500,000 |
| Securities held to maturity | 82,252,000 | 83,553,000 | 82,526,000 | 87,641,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,997,000 | 113,289,000 | 132,039,000 | 126,556,000 |
| Interest-bearing deposits | 145,727,000 | 111,238,000 | 130,564,000 | 125,503,000 |
| Noninterest-bearing deposits | 2,270,000 | 2,051,000 | 1,475,000 | 1,053,000 |
| Equity capital | 13,953,000 | 14,848,000 | 15,778,000 | 16,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,148,000 | 2,407,000 | 3,659,000 | 4,856,000 |
| Interest expense | 175,000 | 355,000 | 507,000 | 665,000 |
| Net interest income | 973,000 | 2,052,000 | 3,152,000 | 4,191,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 115,000 | 208,000 | 316,000 | 422,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 878,000 | 1,865,000 | 2,856,000 | 3,790,000 |
| Income tax | 340,000 | 722,000 | 1,105,000 | 1,466,000 |
| Net income | 538,000 | 1,143,000 | 1,751,000 | 2,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,448,000 | 14,053,000 | 14,661,000 | 15,233,000 |
| Total capital | 13,448,000 | 14,053,000 | 14,661,000 | 15,233,000 |
| Risk-weighted assets | 31,172,000 | 30,075,000 | 28,173,000 | 28,490,000 |