Call reports 2010
GREENE COUNTY COMMERCIAL BANK — 2010
What GREENE COUNTY COMMERCIAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 106,865,000 | 117,929,000 | 139,310,000 | 151,602,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 66,050,000 | 71,652,000 | 72,448,000 | 83,350,000 |
| Securities held to maturity | 30,930,000 | 44,264,000 | 46,648,000 | 56,282,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,492,000 | 84,608,000 | 124,495,000 | 126,150,000 |
| Interest-bearing deposits | 92,190,000 | 83,457,000 | 119,509,000 | 123,551,000 |
| Noninterest-bearing deposits | 1,302,000 | 1,151,000 | 4,986,000 | 2,599,000 |
| Equity capital | 12,623,000 | 13,260,000 | 13,824,000 | 13,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,089,000 | 2,066,000 | 3,083,000 | 4,234,000 |
| Interest expense | 280,000 | 548,000 | 717,000 | 906,000 |
| Net interest income | 809,000 | 1,518,000 | 2,366,000 | 3,328,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 66,000 | 190,000 | 287,000 | 389,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 743,000 | 1,328,000 | 2,079,000 | 3,151,000 |
| Income tax | 287,000 | 514,000 | 804,000 | 1,219,000 |
| Net income | 456,000 | 814,000 | 1,275,000 | 1,932,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,434,000 | 11,792,000 | 12,253,000 | 12,909,000 |
| Total capital | 11,434,000 | 11,792,000 | 12,253,000 | 12,909,000 |
| Risk-weighted assets | 27,335,000 | 32,182,000 | 41,464,000 | 30,694,000 |