Call reports 2009
GREENE COUNTY COMMERCIAL BANK — 2009
What GREENE COUNTY COMMERCIAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 112,649,000 | 108,478,000 | 110,315,000 | 105,967,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 78,752,000 | 72,602,000 | 68,233,000 | 70,024,000 |
| Securities held to maturity | 28,836,000 | 34,270,000 | 34,019,000 | 33,296,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,445,000 | 88,699,000 | 97,564,000 | 81,817,000 |
| Interest-bearing deposits | 100,468,000 | 86,618,000 | 96,037,000 | 80,106,000 |
| Noninterest-bearing deposits | 977,000 | 2,081,000 | 1,527,000 | 1,711,000 |
| Equity capital | 10,706,000 | 11,433,000 | 11,902,000 | 12,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,192,000 | 2,271,000 | 3,284,000 | 4,265,000 |
| Interest expense | 480,000 | 866,000 | 1,175,000 | 1,512,000 |
| Net interest income | 712,000 | 1,405,000 | 2,109,000 | 2,753,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 53,000 | 226,000 | 305,000 | 363,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 659,000 | 1,179,000 | 1,804,000 | 2,390,000 |
| Income tax | 256,000 | 457,000 | 699,000 | 926,000 |
| Net income | 403,000 | 722,000 | 1,105,000 | 1,464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,916,000 | 10,235,000 | 10,618,000 | 10,978,000 |
| Total capital | 9,916,000 | 10,235,000 | 10,618,000 | 10,978,000 |
| Risk-weighted assets | 25,113,000 | 30,252,000 | 32,037,000 | 21,349,000 |