Call reports 2008
GREENE COUNTY COMMERCIAL BANK — 2008
What GREENE COUNTY COMMERCIAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 59,791,000 | 60,639,000 | 118,772,000 | 113,418,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 55,095,000 | 59,776,000 | 117,965,000 | 88,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 23,077,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,765,000 | 46,825,000 | 99,701,000 | 102,901,000 |
| Interest-bearing deposits | 51,298,000 | 45,603,000 | 98,886,000 | 100,073,000 |
| Noninterest-bearing deposits | 1,467,000 | 1,222,000 | 815,000 | 2,828,000 |
| Equity capital | 6,533,000 | 6,173,000 | 8,418,000 | 10,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 782,000 | 1,520,000 | 2,358,000 | 3,703,000 |
| Interest expense | 343,000 | 667,000 | 1,047,000 | 1,633,000 |
| Net interest income | 439,000 | 853,000 | 1,311,000 | 2,070,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 41,000 | 78,000 | 117,000 | 165,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 398,000 | 775,000 | 1,194,000 | 1,894,000 |
| Income tax | 0 | 300,000 | 462,000 | 733,000 |
| Net income | 398,000 | 475,000 | 732,000 | 1,161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,751,000 | 5,827,000 | 8,085,000 | 9,513,000 |
| Total capital | 5,751,000 | 5,827,000 | 8,085,000 | 9,513,000 |
| Risk-weighted assets | 14,272,000 | 12,174,000 | 24,139,000 | 23,834,000 |