Call reports 2006
GREENE COUNTY COMMERCIAL BANK — 2006
What GREENE COUNTY COMMERCIAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 23,506,000 | 28,566,000 | 37,906,000 | 41,880,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 21,853,000 | 27,346,000 | 35,045,000 | 39,098,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,608,000 | 25,658,000 | 34,119,000 | 37,087,000 |
| Interest-bearing deposits | 18,991,000 | 24,695,000 | 32,849,000 | 36,161,000 |
| Noninterest-bearing deposits | 1,617,000 | 963,000 | 1,270,000 | 926,000 |
| Equity capital | 2,898,000 | 2,616,000 | 3,787,000 | 4,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 181,000 | 382,000 | 697,000 | 1,202,000 |
| Interest expense | 181,000 | 401,000 | 687,000 | 1,113,000 |
| Net interest income | 0 | -19,000 | 10,000 | 89,000 |
| Noninterest income | 0 | 1,000 | 1,000 | 1,000 |
| Noninterest expense | 27,000 | 54,000 | 85,000 | 112,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -27,000 | -72,000 | -74,000 | -22,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -27,000 | -72,000 | -74,000 | -22,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,962,000 | 2,917,000 | 3,915,000 | 4,967,000 |
| Total capital | 2,962,000 | 2,917,000 | 3,915,000 | 4,967,000 |
| Risk-weighted assets | 5,059,000 | 5,934,000 | 7,825,000 | 8,681,000 |