Call reports 2005
GREENE COUNTY COMMERCIAL BANK — 2005
What GREENE COUNTY COMMERCIAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 14,220,000 | 13,550,000 | 12,976,000 | 20,496,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 12,602,000 | 12,163,000 | 11,582,000 | 18,998,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,088,000 | 11,236,000 | 10,690,000 | 16,213,000 |
| Interest-bearing deposits | 11,719,000 | 10,722,000 | 10,003,000 | 15,494,000 |
| Noninterest-bearing deposits | 369,000 | 514,000 | 687,000 | 719,000 |
| Equity capital | 2,132,000 | 2,274,000 | 2,279,000 | 2,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 119,000 | 247,000 | 375,000 | 502,000 |
| Interest expense | 42,000 | 98,000 | 165,000 | 265,000 |
| Net interest income | 77,000 | 149,000 | 210,000 | 237,000 |
| Noninterest income | 0 | 1,000 | 1,000 | 1,000 |
| Noninterest expense | 8,000 | 12,000 | 18,000 | 23,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 69,000 | 138,000 | 193,000 | 215,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 69,000 | 138,000 | 193,000 | 215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,143,000 | 2,212,000 | 2,267,000 | 2,289,000 |
| Total capital | 2,143,000 | 2,212,000 | 2,267,000 | 2,289,000 |
| Risk-weighted assets | 2,926,000 | 2,751,000 | 2,646,000 | 4,207,000 |