Call reports 2017
SSBBANK — 2017
What SSBBANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 63,494,000 | 66,423,000 | 68,261,000 | 66,248,000 |
| Total loans | 38,706,000 | 39,516,000 | 40,103,000 | 41,687,000 |
| Allowance for loan losses | 338,000 | 302,000 | 301,000 | 340,000 |
| Securities available for sale | 16,098,000 | 16,320,000 | 16,156,000 | 14,395,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,168,000 | 59,731,000 | 61,556,000 | 59,798,000 |
| Interest-bearing deposits | 42,128,000 | 43,044,000 | 45,289,000 | 42,508,000 |
| Noninterest-bearing deposits | 15,040,000 | 16,687,000 | 16,267,000 | 17,290,000 |
| Equity capital | 4,998,000 | 5,299,000 | 5,299,000 | 5,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 611,000 | 1,261,000 | 1,906,000 | 2,573,000 |
| Interest expense | 33,000 | 67,000 | 100,000 | 133,000 |
| Net interest income | 578,000 | 1,194,000 | 1,806,000 | 2,440,000 |
| Noninterest income | 165,000 | 342,000 | 519,000 | 672,000 |
| Noninterest expense | 724,000 | 1,448,000 | 2,165,000 | 2,909,000 |
| Provision for loan losses | 5,000 | -115,000 | -112,000 | 9,000 |
| Pretax income | 14,000 | 203,000 | 272,000 | 195,000 |
| Income tax | 0 | 0 | 0 | 45,000 |
| Net income | 14,000 | 203,000 | 272,000 | 150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,206,000 | 5,395,000 | 5,440,000 | 5,338,000 |
| Total capital | 5,544,000 | 5,697,000 | 5,741,000 | 5,678,000 |
| Risk-weighted assets | 37,250,000 | 38,059,000 | 38,876,000 | 39,001,000 |