Call reports 2016
SSBBANK — 2016
What SSBBANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 61,790,000 | 63,406,000 | 66,286,000 | 65,074,000 |
| Total loans | 38,829,000 | 37,413,000 | 37,309,000 | 38,458,000 |
| Allowance for loan losses | 319,000 | 324,000 | 322,000 | 341,000 |
| Securities available for sale | 15,623,000 | 16,742,000 | 18,913,000 | 16,104,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,180,000 | 56,578,000 | 59,393,000 | 58,806,000 |
| Interest-bearing deposits | 38,919,000 | 39,867,000 | 42,466,000 | 41,421,000 |
| Noninterest-bearing deposits | 16,262,000 | 16,711,000 | 16,928,000 | 17,385,000 |
| Equity capital | 5,283,000 | 5,422,000 | 5,472,000 | 4,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 617,000 | 1,268,000 | 1,881,000 | 2,499,000 |
| Interest expense | 34,000 | 67,000 | 100,000 | 130,000 |
| Net interest income | 583,000 | 1,201,000 | 1,781,000 | 2,369,000 |
| Noninterest income | 156,000 | 314,000 | 478,000 | 626,000 |
| Noninterest expense | 727,000 | 1,422,000 | 2,126,000 | 2,811,000 |
| Provision for loan losses | 81,000 | 91,000 | 91,000 | 360,000 |
| Pretax income | -69,000 | 46,000 | 86,000 | -61,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -69,000 | 46,000 | 86,000 | -61,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,183,000 | 5,299,000 | 5,339,000 | 5,193,000 |
| Total capital | 5,502,000 | 5,623,000 | 5,661,000 | 5,534,000 |
| Risk-weighted assets | 36,417,000 | 36,194,000 | 36,889,000 | 37,415,000 |