Call reports 2015
SSBBANK — 2015
What SSBBANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 59,714,000 | 61,511,000 | 63,254,000 | 61,906,000 |
| Total loans | 35,606,000 | 35,312,000 | 37,175,000 | 38,625,000 |
| Allowance for loan losses | 411,000 | 373,000 | 338,000 | 335,000 |
| Securities available for sale | 16,427,000 | 16,862,000 | 16,827,000 | 14,632,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,112,000 | 54,935,000 | 56,665,000 | 55,359,000 |
| Interest-bearing deposits | 39,163,000 | 38,065,000 | 39,702,000 | 38,921,000 |
| Noninterest-bearing deposits | 13,949,000 | 16,870,000 | 16,963,000 | 16,438,000 |
| Equity capital | 5,271,000 | 5,252,000 | 5,264,000 | 5,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 611,000 | 1,182,000 | 1,789,000 | 2,430,000 |
| Interest expense | 52,000 | 98,000 | 138,000 | 174,000 |
| Net interest income | 559,000 | 1,084,000 | 1,651,000 | 2,256,000 |
| Noninterest income | 132,000 | 303,000 | 461,000 | 609,000 |
| Noninterest expense | 702,000 | 1,402,000 | 2,108,000 | 2,794,000 |
| Provision for loan losses | 2,000 | -42,000 | 33,000 | 37,000 |
| Pretax income | -7,000 | 67,000 | 41,000 | 110,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -7,000 | 67,000 | 41,000 | 110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,160,000 | 5,235,000 | 5,184,000 | 5,253,000 |
| Total capital | 5,571,000 | 5,608,000 | 5,522,000 | 5,588,000 |
| Risk-weighted assets | 33,447,000 | 34,237,000 | 35,606,000 | 36,410,000 |