Call reports 2014
SSBBANK — 2014
What SSBBANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 61,092,000 | 60,578,000 | 60,076,000 | 60,976,000 |
| Total loans | 35,812,000 | 35,692,000 | 36,331,000 | 35,682,000 |
| Allowance for loan losses | 611,000 | 576,000 | 486,000 | 419,000 |
| Securities available for sale | 15,273,000 | 17,629,000 | 16,708,000 | 16,372,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,827,000 | 53,905,000 | 53,606,000 | 54,492,000 |
| Interest-bearing deposits | 41,259,000 | 40,054,000 | 40,325,000 | 40,071,000 |
| Noninterest-bearing deposits | 13,568,000 | 13,851,000 | 13,280,000 | 14,422,000 |
| Equity capital | 5,021,000 | 5,118,000 | 5,149,000 | 5,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 593,000 | 1,194,000 | 1,790,000 | 2,384,000 |
| Interest expense | 65,000 | 128,000 | 188,000 | 247,000 |
| Net interest income | 528,000 | 1,066,000 | 1,602,000 | 2,137,000 |
| Noninterest income | 179,000 | 343,000 | 529,000 | 673,000 |
| Noninterest expense | 675,000 | 1,367,000 | 2,060,000 | 2,769,000 |
| Provision for loan losses | 5,000 | -45,000 | -44,000 | -96,000 |
| Pretax income | 27,000 | 87,000 | 120,000 | 143,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 27,000 | 87,000 | 120,000 | 143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,051,000 | 5,111,000 | 5,143,000 | 5,167,000 |
| Total capital | 5,494,000 | 5,548,000 | 5,582,000 | 5,586,000 |
| Risk-weighted assets | 35,260,000 | 34,824,000 | 35,108,000 | 35,162,000 |