Call reports 2013
SSBBANK — 2013
What SSBBANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 62,097,000 | 59,802,000 | 59,420,000 | 59,506,000 |
| Total loans | 34,694,000 | 35,397,000 | 35,643,000 | 36,173,000 |
| Allowance for loan losses | 860,000 | 901,000 | 639,000 | 606,000 |
| Securities available for sale | 16,228,000 | 15,105,000 | 15,015,000 | 13,848,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,375,000 | 53,815,000 | 53,229,000 | 53,297,000 |
| Interest-bearing deposits | 44,051,000 | 41,286,000 | 40,065,000 | 40,926,000 |
| Noninterest-bearing deposits | 11,324,000 | 12,529,000 | 13,164,000 | 12,370,000 |
| Equity capital | 4,958,000 | 4,671,000 | 4,914,000 | 4,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 585,000 | 1,169,000 | 1,784,000 | 2,380,000 |
| Interest expense | 87,000 | 166,000 | 241,000 | 312,000 |
| Net interest income | 498,000 | 1,003,000 | 1,543,000 | 2,068,000 |
| Noninterest income | 204,000 | 398,000 | 569,000 | 766,000 |
| Noninterest expense | 692,000 | 1,386,000 | 2,059,000 | 2,741,000 |
| Provision for loan losses | -6,000 | 100,000 | -114,000 | -133,000 |
| Pretax income | 16,000 | -76,000 | 176,000 | 239,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 16,000 | -76,000 | 176,000 | 239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,801,000 | 4,709,000 | 4,960,000 | 5,024,000 |
| Total capital | 5,237,000 | 5,155,000 | 5,403,000 | 5,466,000 |
| Risk-weighted assets | 34,473,000 | 35,235,000 | 35,245,000 | 35,222,000 |