Call reports 2012
SSBBANK — 2012
What SSBBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 70,000,000 | 67,438,000 | 64,684,000 | 62,662,000 |
| Total loans | 39,381,000 | 38,098,000 | 37,249,000 | 35,800,000 |
| Allowance for loan losses | 943,000 | 900,000 | 881,000 | 897,000 |
| Securities available for sale | 20,295,000 | 19,600,000 | 17,359,000 | 16,123,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,484,000 | 60,043,000 | 57,504,000 | 55,948,000 |
| Interest-bearing deposits | 50,593,000 | 48,970,000 | 45,482,000 | 44,380,000 |
| Noninterest-bearing deposits | 11,891,000 | 11,074,000 | 12,022,000 | 11,568,000 |
| Equity capital | 5,644,000 | 5,522,000 | 5,353,000 | 4,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 706,000 | 1,356,000 | 1,976,000 | 2,607,000 |
| Interest expense | 134,000 | 258,000 | 365,000 | 458,000 |
| Net interest income | 572,000 | 1,098,000 | 1,611,000 | 2,149,000 |
| Noninterest income | 205,000 | 356,000 | 568,000 | 635,000 |
| Noninterest expense | 766,000 | 1,534,000 | 2,300,000 | 3,069,000 |
| Provision for loan losses | 79,000 | 185,000 | 371,000 | 582,000 |
| Pretax income | -41,000 | -220,000 | -434,000 | -796,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -41,000 | -220,000 | -434,000 | -796,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,539,000 | 5,361,000 | 5,146,000 | 4,785,000 |
| Total capital | 6,018,000 | 5,828,000 | 5,601,000 | 5,232,000 |
| Risk-weighted assets | 37,859,000 | 36,962,000 | 35,965,000 | 35,306,000 |