Call reports 2011
SSBBANK — 2011
What SSBBANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 73,944,000 | 72,097,000 | 72,141,000 | 70,334,000 |
| Total loans | 44,657,000 | 43,121,000 | 42,253,000 | 40,299,000 |
| Allowance for loan losses | 897,000 | 1,017,000 | 770,000 | 883,000 |
| Securities available for sale | 21,563,000 | 20,075,000 | 20,203,000 | 19,784,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,156,000 | 63,678,000 | 64,021,000 | 62,719,000 |
| Interest-bearing deposits | 55,950,000 | 54,260,000 | 53,409,000 | 51,634,000 |
| Noninterest-bearing deposits | 9,207,000 | 9,418,000 | 10,612,000 | 11,084,000 |
| Equity capital | 6,242,000 | 6,240,000 | 5,973,000 | 5,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 812,000 | 1,602,000 | 2,358,000 | 3,087,000 |
| Interest expense | 207,000 | 401,000 | 578,000 | 733,000 |
| Net interest income | 605,000 | 1,201,000 | 1,780,000 | 2,354,000 |
| Noninterest income | 216,000 | 392,000 | 614,000 | 806,000 |
| Noninterest expense | 822,000 | 1,574,000 | 2,351,000 | 3,165,000 |
| Provision for loan losses | 133,000 | 266,000 | 614,000 | 865,000 |
| Pretax income | -69,000 | -171,000 | -495,000 | -639,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -69,000 | -171,000 | -495,000 | -639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,150,000 | 6,048,000 | 5,725,000 | 5,580,000 |
| Total capital | 6,677,000 | 6,553,000 | 6,221,000 | 6,059,000 |
| Risk-weighted assets | 41,812,000 | 39,865,000 | 39,395,000 | 37,910,000 |