Call reports 2010
SSBBANK — 2010
What SSBBANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 78,337,000 | 75,300,000 | 76,548,000 | 76,567,000 |
| Total loans | 50,563,000 | 49,274,000 | 47,610,000 | 45,842,000 |
| Allowance for loan losses | 735,000 | 639,000 | 875,000 | 875,000 |
| Securities available for sale | 17,683,000 | 16,934,000 | 17,936,000 | 17,239,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,429,000 | 64,140,000 | 66,109,000 | 67,144,000 |
| Interest-bearing deposits | 57,984,000 | 55,271,000 | 56,286,000 | 56,724,000 |
| Noninterest-bearing deposits | 9,444,000 | 8,869,000 | 9,822,000 | 10,420,000 |
| Equity capital | 7,138,000 | 7,482,000 | 7,309,000 | 6,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 977,000 | 1,911,000 | 2,832,000 | 3,684,000 |
| Interest expense | 315,000 | 584,000 | 836,000 | 1,079,000 |
| Net interest income | 662,000 | 1,327,000 | 1,996,000 | 2,605,000 |
| Noninterest income | 231,000 | 409,000 | 601,000 | 816,000 |
| Noninterest expense | 827,000 | 1,644,000 | 2,444,000 | 3,226,000 |
| Provision for loan losses | 57,000 | 198,000 | 596,000 | 815,000 |
| Pretax income | 117,000 | 12,000 | -308,000 | -453,000 |
| Income tax | 30,000 | -29,000 | -152,000 | 544,000 |
| Net income | 87,000 | 41,000 | -156,000 | -997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,380,000 | 6,681,000 | 6,364,000 | 6,220,000 |
| Total capital | 6,969,000 | 7,244,000 | 6,912,000 | 6,743,000 |
| Risk-weighted assets | 46,957,000 | 44,984,000 | 43,474,000 | 41,498,000 |