Call reports 2011
PREMIER COMMERCIAL BANK — 2011
What PREMIER COMMERCIAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 111,140,000 | 116,106,000 | 126,859,000 | 131,807,000 |
| Total loans | 72,140,000 | 74,437,000 | 74,966,000 | 79,495,000 |
| Allowance for loan losses | 962,000 | 1,007,000 | 1,076,000 | 1,165,000 |
| Securities available for sale | 28,081,000 | 30,014,000 | 38,996,000 | 38,698,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 218,000 | 253,000 | 288,000 | 266,000 |
| Total deposits | 83,635,000 | 88,374,000 | 91,374,000 | 96,715,000 |
| Interest-bearing deposits | 75,147,000 | 78,946,000 | 82,144,000 | 85,483,000 |
| Noninterest-bearing deposits | 8,488,000 | 9,428,000 | 9,230,000 | 11,232,000 |
| Equity capital | 14,926,000 | 15,008,000 | 15,153,000 | 14,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,097,000 | 2,280,000 | 3,516,000 | 4,766,000 |
| Interest expense | 317,000 | 643,000 | 987,000 | 1,333,000 |
| Net interest income | 780,000 | 1,637,000 | 2,529,000 | 3,433,000 |
| Noninterest income | 61,000 | 114,000 | 232,000 | 342,000 |
| Noninterest expense | 1,102,000 | 2,211,000 | 3,306,000 | 4,347,000 |
| Provision for loan losses | 89,000 | 134,000 | 203,000 | 292,000 |
| Pretax income | -350,000 | -594,000 | -638,000 | -754,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -350,000 | -594,000 | -638,000 | -754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,630,000 | 14,436,000 | 14,442,000 | 14,373,000 |
| Total capital | 15,592,000 | 15,443,000 | 15,518,000 | 15,495,000 |
| Risk-weighted assets | 81,916,000 | 85,969,000 | 87,795,000 | 89,751,000 |