Call reports 2025
FARMERS STATE BANK — 2025
What FARMERS STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 36,584,000 | 35,538,000 | 34,869,000 | 35,896,000 |
| Total loans | 12,555,000 | 12,565,000 | 12,801,000 | 13,133,000 |
| Allowance for loan losses | 418,000 | 410,000 | 411,000 | 411,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 17,417,000 | 16,274,000 | 14,033,000 | 11,793,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,668,000 | 30,550,000 | 29,770,000 | 30,754,000 |
| Interest-bearing deposits | 26,075,000 | 24,670,000 | 24,475,000 | 24,836,000 |
| Noninterest-bearing deposits | 5,593,000 | 5,880,000 | 5,295,000 | 5,918,000 |
| Equity capital | 4,865,000 | 4,938,000 | 5,042,000 | 5,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 403,000 | 815,000 | 1,238,000 | 1,663,000 |
| Interest expense | 119,000 | 237,000 | 358,000 | 474,000 |
| Net interest income | 284,000 | 578,000 | 880,000 | 1,189,000 |
| Noninterest income | 10,000 | 18,000 | 26,000 | 38,000 |
| Noninterest expense | 235,000 | 435,000 | 624,000 | 870,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 59,000 | 161,000 | 282,000 | 357,000 |
| Income tax | 6,000 | 35,000 | 52,000 | 83,000 |
| Net income | 53,000 | 126,000 | 230,000 | 274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,865,000 | 4,938,000 | 5,042,000 | 5,026,000 |