Call reports 2022
FARMERS STATE BANK — 2022
What FARMERS STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 42,510,000 | 41,967,000 | 41,520,000 | 44,338,000 |
| Total loans | 12,553,000 | 12,086,000 | 12,647,000 | 12,416,000 |
| Allowance for loan losses | 418,000 | 431,000 | 431,000 | 303,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,812,000 | 14,559,000 | 16,017,000 | 16,993,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,965,000 | 37,379,000 | 36,848,000 | 39,710,000 |
| Interest-bearing deposits | 31,893,000 | 30,943,000 | 30,683,000 | 31,846,000 |
| Noninterest-bearing deposits | 6,072,000 | 6,436,000 | 6,165,000 | 7,864,000 |
| Equity capital | 4,538,000 | 4,584,000 | 4,668,000 | 4,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 217,000 | 449,000 | 725,000 | 1,049,000 |
| Interest expense | 15,000 | 29,000 | 55,000 | 104,000 |
| Net interest income | 202,000 | 420,000 | 670,000 | 945,000 |
| Noninterest income | 10,000 | 17,000 | 26,000 | 84,000 |
| Noninterest expense | 178,000 | 328,000 | 503,000 | 767,000 |
| Provision for loan losses | 0 | 0 | 0 | -126,000 |
| Pretax income | 34,000 | 109,000 | 193,000 | 388,000 |
| Income tax | 5,000 | 34,000 | 34,000 | 73,000 |
| Net income | 29,000 | 75,000 | 159,000 | 315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,538,000 | 4,584,000 | 4,668,000 | 4,624,000 |