Call reports 2018
FARMERS STATE BANK — 2018
What FARMERS STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 33,459,000 | 33,016,000 | 32,466,000 | 33,596,000 |
| Total loans | 12,548,000 | 13,012,000 | 12,828,000 | 13,167,000 |
| Allowance for loan losses | 387,000 | 388,000 | 381,000 | 401,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,264,000 | 10,901,000 | 10,903,000 | 10,405,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,500,000 | 28,954,000 | 28,323,000 | 29,434,000 |
| Interest-bearing deposits | 24,758,000 | 24,289,000 | 23,776,000 | 24,697,000 |
| Noninterest-bearing deposits | 4,742,000 | 4,665,000 | 4,547,000 | 4,737,000 |
| Equity capital | 3,954,000 | 4,036,000 | 4,100,000 | 4,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 255,000 | 511,000 | 778,000 | 1,057,000 |
| Interest expense | 26,000 | 54,000 | 83,000 | 118,000 |
| Net interest income | 229,000 | 457,000 | 695,000 | 939,000 |
| Noninterest income | 14,000 | 25,000 | 38,000 | 58,000 |
| Noninterest expense | 163,000 | 300,000 | 472,000 | 690,000 |
| Provision for loan losses | 0 | 0 | 0 | 19,000 |
| Pretax income | 80,000 | 182,000 | 261,000 | 288,000 |
| Income tax | 15,000 | 35,000 | 50,000 | 64,000 |
| Net income | 65,000 | 147,000 | 211,000 | 224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,954,000 | 4,036,000 | 4,100,000 | 4,013,000 |
| Total capital | 4,102,000 | 4,183,000 | 4,250,000 | 4,169,000 |
| Risk-weighted assets | 11,626,000 | 11,591,000 | 11,801,000 | 12,284,000 |