Call reports 2016
FARMERS STATE BANK — 2016
What FARMERS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 33,058,000 | 32,317,000 | 32,748,000 | 32,731,000 |
| Total loans | 13,848,000 | 13,634,000 | 13,914,000 | 13,581,000 |
| Allowance for loan losses | 380,000 | 381,000 | 382,000 | 382,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,180,000 | 12,014,000 | 11,014,000 | 12,242,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,273,000 | 28,456,000 | 28,803,000 | 28,734,000 |
| Interest-bearing deposits | 24,933,000 | 23,606,000 | 24,422,000 | 23,748,000 |
| Noninterest-bearing deposits | 4,340,000 | 4,850,000 | 4,381,000 | 4,986,000 |
| Equity capital | 3,767,000 | 3,845,000 | 3,918,000 | 3,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 237,000 | 475,000 | 714,000 | 955,000 |
| Interest expense | 17,000 | 35,000 | 53,000 | 71,000 |
| Net interest income | 220,000 | 440,000 | 661,000 | 884,000 |
| Noninterest income | 12,000 | 26,000 | 41,000 | 65,000 |
| Noninterest expense | 189,000 | 330,000 | 470,000 | 666,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 43,000 | 136,000 | 232,000 | 283,000 |
| Income tax | 7,000 | 22,000 | 45,000 | 90,000 |
| Net income | 36,000 | 114,000 | 187,000 | 193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,767,000 | 3,845,000 | 3,918,000 | 3,854,000 |
| Total capital | 3,931,000 | 4,012,000 | 4,092,000 | 4,021,000 |
| Risk-weighted assets | 12,927,000 | 13,178,000 | 13,713,000 | 13,188,000 |